Posted on 8. February 2014 11:42 by qmiskini
HOUSING NEWS WATCH - February
The Love Doctor is in… (For those who remember this message from last year – we thought it was well worth repeating again!)
If Ira was writing this by himself, this is what he’d probably say: “Not that I am the Dr. of Love or anything like that… But then again most men like to believe they are. After all – ‘Love is a many splendored thing’… or so they say!”
Here’s what we both say. When we were planning our wedding way back in 1974, we wanted to reveal to all who attended words that would convey our LOVE for each other. Those thoughts are best summed up in a wonderful bible verse from 1 Corinthians 13 which says: “Love is patient. Love is kind. It does not envy. It does not boast. It is not proud. It is not rude. It is not self-seeking. It is not easily angered. It keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trusts, always hopes, and always perseveres.”
Of Course we are talking LOVE because February is the love month, rightly celebrated with Valentine’s Day.
We could go on with all kinds of examples like – LOVE YOUR NEIGHBOR AS YOURSELF, and even go all business on you with accolades about how much we love doing business with you, or how much we love your referrals and more – but the bottom line is we do love helping people buy and sell real estate.
In fact, if it’s ok with you, we’ll focus just a bit on the REFERRAL request. Please know that our Team and we, are eager to help you or anyone you know really wanting to make a move, so much so, that for your friends, neighbors associates or relatives considering it, we are willing to make an offer that they will love.
For the month of February, anyone considering making a move that you refer to us, we will guarantee them in writing that their home will sell or we’ll buy it at a price acceptable to them.
We just need to agree on price and possession date with the seller.
AND remember, YOUR referrals help the kids…
Any one you know considering making a move, wanting to buy or sell their home, please refer them to us without hesitation or delay! It’s very easy for you to do that and on top of the great services outlined above; your referrals will help the kids at Children’s Healthcare of Atlanta!!!
We are on a mission this year to raise $25,000 for Children’s Health care of Atlanta!
They do such great work in helping kids struggle to recover from debilitating diseases. It’s gut wrenching to see these young people whose lives hang by a thread, struggling for survival. BUT at Children’s they have a chance, a GREAT chance.
And like many children’s hospitals, they depend on donations and givers to fund worthwhile projects. These kids who are suffering are made better quicker thanks to Children’s Recovery Center complete with electronics and other fun stuff kids LOVE. But that recovery center requires money to operate and continue. So we are donating a portion of our income on every home we sell this year to Children’s Health Care of Atlanta, so the kids in their care can continue to recover from these horrible diseases and grow up to experience and LOVE life.
It’s easy to refer your friends, neighbors, associates or family members considering making a move and we hope you will take a few minutes to consider who you know who will benefit from the Exclusive Guarantee we are offering: Your home sold or we’ll buy it*.
Simply go to www.Friends-And-Family-Referrals.com to pass along your referral. Or of course you can always call us direct as well at 770-672-7832.
As we move forward in a brand new year, please know that we and our Team love thanking you for being a special part of our business.
With much appreciation,
Stephanie and Ira Miskin
This month donations to CHOA were made thanks to Team members Amy Johnson, Nitya Grenham and Stephanie Miskin and their Clients Denise & Robert Kinnebrew, Eric Coleman, Colleen Lanning, Kevin Miller and Thomas Mitchell. …….The Kids thank you all!
P.S. We love honoring past clients like you. Read all about that at www.Friends-And-Family-Referrals.com. You can read more about Children’s at www.CHOA.org.
P.P.S. We have enclosed an article that discusses the issues many area home owners are facing in today’s market. As you read it, you will see that our unique offer to guarantee the sale of a home or we’ll buy their home for cash gives home sellers great peace of mind when selling in today’s market.
Pending Home Sales Drop 8.7% in December, is Housing in Trouble?
by Peter Ricci January 31, 2014 See more at: http://atlantaagentmagazine.com/pending-home-sales-drop-8-7-december-housing-trouble/#sthash.s59LhvwR.dpuf
Last year closed out on a sour note for pending home sales, according to NAR’s final tally. Dec. 2013 was a rough month for pending home sales, with the Pending Home Sales Index dropping 8.7 percent from November to a reading of 92.4, according to the latest report by the National Association of Realtors. That’s the lowest level for the Pending Home Sales Index since Oct. 2011, and in addition to its monthly declines, pending sales were down 8.8 percent from Dec. 2012.
Weak Pending Home Sales – What’s to Blame?
So, what’s to blame for the sizable drop in pending home sales? Lawrence Yun, NAR’s chief economist, said that several factors went into the lower numbers. “Unusually disruptive weather across large stretches of the country in December forced people indoors and prevented some buyers from looking at homes or making offers,” he said. “Home prices rising faster than income is also giving pause to some potential buyers, while at the same time a lack of inventory means insufficient choice.”
Indeed, the weather/inventory impediments seem to account for the lion’s share of the declines. As the Wall Street Journal‘s Nick Timiraos pointed out, pending sales declined the country over, including in housing markets not affected by weather. The numbers are quite striking: pending sales were down 10.3 percent in the Northeast, 6.8 percent in the Midwest, 8.8 percent in the South and 9.8 percent in the West, where sales were down a whopping 16.0 percent from last year (they were also down by yearly measures in the other three regions).
The Secret Ingredient to a Housing Slowdown
Though Yun’s analysis is sound, there is one dimension to the housing slowdown that he neglected to mention – rising mortgage rates. Take a look at this graph, which charts the Pending Home Sales Index through 2013: Notice when the index began to falter? In May, when mortgage rates initially spiked. Pending home sale hit a six-year high that month, but as soon as rates increased, the effects on the housing market were immediate. Does this mean the wild and crazy days of early 2013 are history? It’s still too early to say, but we’ll have to watch these numbers closely the next couple of months for any emerging trends. For 2013, though, the data is quite clear – higher mortgage rates slowed the market.
Teamwork Helps Adopted Daughter Make Important Progress
David and Laura Kelly knew adopting a pair of daughters, Nikki and Karah, from Russia would produce a unique set of challenges. Those challenges were compounded by an injury to the youngest of the pair, Karah. She would require specialized treatment to help her develop into a capable, independent young woman.
While in the Siberian hospital, a nurse left a tourniquet on Karah's left arm after placing an I.V. in the top of her hand when she was 10 months old. It cut off blood supply long enough that doctors had to amputate her middle finger and parts of her wrist, including the growth plates. The injury and resulting surgeries left Karah's forearm scarred and thin and her hand curled and bent toward her forearm.
Laura and David waited to pursue further surgical treatment for Karah's hand after bringing her daughter home when she was 2 in August of 2000. When she finally asked Karah what she wanted, Laura received a definite response. "I drew a picture of her hand how it is curled up and another of her hand flat," Laura said. "I asked her which hand she wanted, and she said 'flat' enthusiastically."
When the family lived near Philadelphia, Karah had surgery to remove most of the scar tissue in her hand and to graft on new skin. After they moved to Atlanta nine years ago, they started searching for other options. "Children's came up because Karah went online and did one of her own searches," Laura said. "She sent me an email out of the blue to check this website out and that she wanted to talk about getting her hand improved."
Coming to Children's
The family met with Allan E. Peljovich, M.D., M.P.H., a pediatric orthopaedic hand surgeon and the Medical Director of the Hand and Upper Extremity Program at Children's. Rather than opt for more surgery, however, Dr. Peljovich recommended Karah receive a consultation with the limb deficiency team to explore non-surgical options. "We were thrilled," Laura said. "We weren't leaping into surgery. We are doing a progressive treatment, and then Karah can make that informed decision about having another surgery."
After a comprehensive evaluation of her limitations and abilities, Karah began occupational therapy with Amy Bohn, C.P.A.M., O.T.R./L., at Children's at Meridian Mark in July 2013. In the first month of therapy, Amy completed scar management techniques, splinting, and range of motion and strength exercises. She also designed an exercise program to help Karah develop strength and function in her left hand.
Karah, who is now 15, will continue to receive hand and upper extremity therapy for another six months to a year before making a decision about more surgical treatments. They are thrilled with the progress their daughter has made. While the future is still uncertain, Laura said one thing is for sure: Karah will be returning to Children's for the next step in her treatment, whatever that step might be. "Children's has made her feel really comfortable," Laura said. "They work so well as a team and you can see that. They were so compatible."